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	<title>Des Moines Real Estate with RE/MAX &#187; Mortgage Financing</title>
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	<description>Des Moines Real Estate Information</description>
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		<title>Getting a Cheap Mortgage</title>
		<link>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/getting-a-cheap-mortgage</link>
		<comments>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/getting-a-cheap-mortgage#comments</comments>
		<pubDate>Mon, 01 Feb 2010 04:33:22 +0000</pubDate>
		<dc:creator>Customer Care</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Mortgage Financing]]></category>

		<guid isPermaLink="false">http://www.homeconnectdsm.com/?p=1237</guid>
		<description><![CDATA[Many people automatically decide that they cannot afford a Des Moines mortgage before actually working the numbers to see what is actually possible. In some cases a mortgage can add up to less than a Des Moines rental payment. On top of that, a fixed-rate mortgage will stay the same for many years to come, whereas the rent is sure to rise.


Related posts:<ol><li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/a-simple-explanation-of-a-fixed-rate-mortgage-and-an-adjustable-rate-mortgage' rel='bookmark' title='Permanent Link: A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage'>A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/what-is-a-buydown-mortgage' rel='bookmark' title='Permanent Link: What Is a Buydown Mortgage?'>What Is a Buydown Mortgage?</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/is-a-buydown-mortgage-right-for-you' rel='bookmark' title='Permanent Link: Is a Buydown Mortgage Right for You?'>Is a Buydown Mortgage Right for You?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pros and Cons of Adjustable Rate Mortgages</title>
		<link>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/pros-and-cons-of-adjustable-rate-mortgages</link>
		<comments>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/pros-and-cons-of-adjustable-rate-mortgages#comments</comments>
		<pubDate>Fri, 18 Dec 2009 14:23:03 +0000</pubDate>
		<dc:creator>Customer Care</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Mortgage Financing]]></category>

		<guid isPermaLink="false">http://www.homeconnectdsm.com/?p=1199</guid>
		<description><![CDATA[A borrower in the Des Moines area can become intrigued with an ARM product because the initial rate of interest for the first fixed period is usually less than that of a traditional 30 year fixed rate mortgage.  In recent months this has become less true due to factors in the yield curve which has made long term rates as attractive to lenders as short term rates.  Also, the government owned lenders, Fannie Mae and Freddie Mac have been offering very attractive fixed rates on mortgages.  That being said, in most normal financial environments, the initial rate on an ARM will be lower than the fixed rate, thus offering a borrower the opportunity to save money during the initial term.


Related posts:<ol><li><a href='http://homeconnectdsm.com/des-moines-homes/getting-a-home-advantages-and-disadvantages-of-adjustable-rate-mortgages' rel='bookmark' title='Permanent Link: Getting a Home: Advantages and Disadvantages of Adjustable Rate Mortgages.'>Getting a Home: Advantages and Disadvantages of Adjustable Rate Mortgages.</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/arms-%e2%80%93-adjustable-rate-mortgages-explained' rel='bookmark' title='Permanent Link: ARMs – Adjustable Rate Mortgages Explained'>ARMs – Adjustable Rate Mortgages Explained</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/a-simple-explanation-of-a-fixed-rate-mortgage-and-an-adjustable-rate-mortgage' rel='bookmark' title='Permanent Link: A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage'>A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage</a></li>
</ol>]]></description>
		<wfw:commentRss>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/pros-and-cons-of-adjustable-rate-mortgages/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>ARMs – Adjustable Rate Mortgages Explained</title>
		<link>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/arms-%e2%80%93-adjustable-rate-mortgages-explained</link>
		<comments>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/arms-%e2%80%93-adjustable-rate-mortgages-explained#comments</comments>
		<pubDate>Thu, 03 Dec 2009 20:25:24 +0000</pubDate>
		<dc:creator>Customer Care</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Mortgage Financing]]></category>

		<guid isPermaLink="false">http://www.homeconnectdsm.com/?p=1067</guid>
		<description><![CDATA[The term ARM is us used by mortgage and real estate professionals when referring to an adjustable rate mortgage.  There are many forms of ARMs available to buyers in the Des Moines area. 


Related posts:<ol><li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/pros-and-cons-of-adjustable-rate-mortgages' rel='bookmark' title='Permanent Link: Pros and Cons of Adjustable Rate Mortgages'>Pros and Cons of Adjustable Rate Mortgages</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-homes/getting-a-home-advantages-and-disadvantages-of-adjustable-rate-mortgages' rel='bookmark' title='Permanent Link: Getting a Home: Advantages and Disadvantages of Adjustable Rate Mortgages.'>Getting a Home: Advantages and Disadvantages of Adjustable Rate Mortgages.</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/a-simple-explanation-of-a-fixed-rate-mortgage-and-an-adjustable-rate-mortgage' rel='bookmark' title='Permanent Link: A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage'>A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage</a></li>
</ol>]]></description>
		<wfw:commentRss>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/arms-%e2%80%93-adjustable-rate-mortgages-explained/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Cost of Refinancing a Mortgage</title>
		<link>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/the-cost-of-refinancing-a-mortgage</link>
		<comments>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/the-cost-of-refinancing-a-mortgage#comments</comments>
		<pubDate>Fri, 06 Nov 2009 23:07:11 +0000</pubDate>
		<dc:creator>Customer Care</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Mortgage Financing]]></category>

		<guid isPermaLink="false">http://www.homeconnectdsm.com/?p=925</guid>
		<description><![CDATA[Refinancing a mortgage for a Des Moines home can sometimes end up costing more than what it should if you haven't properly researched a few things. There are many costs involved with refinancing, and by doing a bit of homework first you can cut these costs considerably. Here are a few things to keep in mind when you want to refinance your mortgage in Des Moines.


Related posts:<ol><li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/mortgage-ratios-and-the-home-of-your-dreams' rel='bookmark' title='Permanent Link: Mortgage Ratios and The Home of Your Dreams'>Mortgage Ratios and The Home of Your Dreams</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/a-simple-explanation-of-a-fixed-rate-mortgage-and-an-adjustable-rate-mortgage' rel='bookmark' title='Permanent Link: A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage'>A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-homes/how-to-pick-a-lender' rel='bookmark' title='Permanent Link: How to Pick a Lender'>How to Pick a Lender</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How much can you Afford to Pay for a House Mortgage</title>
		<link>http://homeconnectdsm.com/des-moines-homes/how-much-can-you-afford-to-pay-for-a-house-mortgage</link>
		<comments>http://homeconnectdsm.com/des-moines-homes/how-much-can-you-afford-to-pay-for-a-house-mortgage#comments</comments>
		<pubDate>Thu, 05 Nov 2009 04:24:18 +0000</pubDate>
		<dc:creator>Customer Care</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Buying an Iowa Home]]></category>
		<category><![CDATA[Mortgage Financing]]></category>

		<guid isPermaLink="false">http://www.homeconnectdsm.com/?p=853</guid>
		<description><![CDATA[There are a lot of steps involved when you are purchasing a home in Des Moines and one of the first things you need to do is figure out how much of a mortgage you can reasonably afford. Many people take out a loan without considering their future income or any emergencies that may arise. They can find themselves in a situation where they cannot afford the monthly payments. Don't let this happen to you. Take a look at a few factors that can help you decide what kind of loan payment you're willing to commit to for a new home in Des Moines.


Related posts:<ol><li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-investing/can%e2%80%99t-afford-a-house-buy-land' rel='bookmark' title='Permanent Link: Can’t Afford a House? Buy Land'>Can’t Afford a House? Buy Land</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/a-simple-explanation-of-a-fixed-rate-mortgage-and-an-adjustable-rate-mortgage' rel='bookmark' title='Permanent Link: A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage'>A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/is-a-buydown-mortgage-right-for-you' rel='bookmark' title='Permanent Link: Is a Buydown Mortgage Right for You?'>Is a Buydown Mortgage Right for You?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Ratios and The Home of Your Dreams</title>
		<link>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/mortgage-ratios-and-the-home-of-your-dreams</link>
		<comments>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/mortgage-ratios-and-the-home-of-your-dreams#comments</comments>
		<pubDate>Wed, 04 Nov 2009 22:39:46 +0000</pubDate>
		<dc:creator>Customer Care</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Mortgage Financing]]></category>

		<guid isPermaLink="false">http://www.homeconnectdsm.com/?p=821</guid>
		<description><![CDATA[Acceptable ratios are the key to affording the home of your dreams.  A ratio calculates debt and income.  Banks and other lending companies use two different ratios to determine if a borrower is able to afford the requested mortgage.  The resulting percentage of these ratios determines the eligibility of the buyer.




Related posts:<ol><li><a href='http://homeconnectdsm.com/des-moines-homes/2-big-questions-homebuyers-ask-when-buying-a-home' rel='bookmark' title='Permanent Link: 2 Big Questions Homebuyers Ask When Buying a Home'>2 Big Questions Homebuyers Ask When Buying a Home</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-homes/how-much-can-you-afford-to-pay-for-a-house-mortgage' rel='bookmark' title='Permanent Link: How much can you Afford to Pay for a House Mortgage'>How much can you Afford to Pay for a House Mortgage</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-investing/rent-and-income-property' rel='bookmark' title='Permanent Link: Rent and Income Property'>Rent and Income Property</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Pick a Lender</title>
		<link>http://homeconnectdsm.com/des-moines-homes/how-to-pick-a-lender-2</link>
		<comments>http://homeconnectdsm.com/des-moines-homes/how-to-pick-a-lender-2#comments</comments>
		<pubDate>Tue, 03 Nov 2009 21:16:02 +0000</pubDate>
		<dc:creator>Customer Care</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Buying an Iowa Home]]></category>
		<category><![CDATA[Mortgage Financing]]></category>

		<guid isPermaLink="false">http://www.homeconnectdsm.com/?p=781</guid>
		<description><![CDATA[This may be the one of the most asked questions when it comes to real estate and purchasing a home. Most people do not understand all of the different kinds of loans available, let alone where to get one. Here are a few things to keep in mind when looking for a good lender in Des Moines.


Related posts:<ol><li><a href='http://homeconnectdsm.com/des-moines-homes/how-to-pick-a-lender' rel='bookmark' title='Permanent Link: How to Pick a Lender'>How to Pick a Lender</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-homes/tips-for-getting-a-good-first-time-loan-for-real-estate' rel='bookmark' title='Permanent Link: Tips for Getting a Good First Time Loan for Real Estate'>Tips for Getting a Good First Time Loan for Real Estate</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/the-cost-of-refinancing-a-mortgage' rel='bookmark' title='Permanent Link: The Cost of Refinancing a Mortgage'>The Cost of Refinancing a Mortgage</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is a Buydown Mortgage Right for You?</title>
		<link>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/is-a-buydown-mortgage-right-for-you</link>
		<comments>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/is-a-buydown-mortgage-right-for-you#comments</comments>
		<pubDate>Tue, 03 Nov 2009 19:10:05 +0000</pubDate>
		<dc:creator>Customer Care</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Mortgage Financing]]></category>

		<guid isPermaLink="false">http://www.homeconnectdsm.com/?p=762</guid>
		<description><![CDATA[A buydown mortgage may be the key to affording your dream home. There are many different types of mortgage loans available for todays home buyer.


Related posts:<ol><li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/what-is-a-buydown-mortgage' rel='bookmark' title='Permanent Link: What Is a Buydown Mortgage?'>What Is a Buydown Mortgage?</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-homes/getting-a-home-advantages-and-disadvantages-of-adjustable-rate-mortgages' rel='bookmark' title='Permanent Link: Getting a Home: Advantages and Disadvantages of Adjustable Rate Mortgages.'>Getting a Home: Advantages and Disadvantages of Adjustable Rate Mortgages.</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/a-simple-explanation-of-a-fixed-rate-mortgage-and-an-adjustable-rate-mortgage' rel='bookmark' title='Permanent Link: A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage'>A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage</title>
		<link>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/a-simple-explanation-of-a-fixed-rate-mortgage-and-an-adjustable-rate-mortgage</link>
		<comments>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/a-simple-explanation-of-a-fixed-rate-mortgage-and-an-adjustable-rate-mortgage#comments</comments>
		<pubDate>Tue, 03 Nov 2009 19:01:53 +0000</pubDate>
		<dc:creator>Customer Care</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Mortgage Financing]]></category>

		<guid isPermaLink="false">http://www.homeconnectdsm.com/?p=759</guid>
		<description><![CDATA[When it comes time to take out a mortgage on your new home in Des Moines you will have to choose between getting a fixed-rate mortgage or an adjustable rate mortgage. If you are unfamiliar with these terms here's a simple explanation of them both. Your Des Moines real estate agent will be able to explain these terms further.


Related posts:<ol><li><a href='http://homeconnectdsm.com/des-moines-homes/getting-a-home-advantages-and-disadvantages-of-adjustable-rate-mortgages' rel='bookmark' title='Permanent Link: Getting a Home: Advantages and Disadvantages of Adjustable Rate Mortgages.'>Getting a Home: Advantages and Disadvantages of Adjustable Rate Mortgages.</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-homes/buying-a-home-advantages-and-disadvantages-of-fixed-rate-mortgages' rel='bookmark' title='Permanent Link: Buying a home: Advantages and Disadvantages of Fixed Rate Mortgages'>Buying a home: Advantages and Disadvantages of Fixed Rate Mortgages</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/arms-%e2%80%93-adjustable-rate-mortgages-explained' rel='bookmark' title='Permanent Link: ARMs – Adjustable Rate Mortgages Explained'>ARMs – Adjustable Rate Mortgages Explained</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is a Buydown Mortgage?</title>
		<link>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/what-is-a-buydown-mortgage</link>
		<comments>http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/what-is-a-buydown-mortgage#comments</comments>
		<pubDate>Tue, 03 Nov 2009 17:03:39 +0000</pubDate>
		<dc:creator>Customer Care</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Mortgage Financing]]></category>

		<guid isPermaLink="false">http://www.homeconnectdsm.com/?p=741</guid>
		<description><![CDATA[You must have heard about the term Buydown Mortgage and often wondered what it means. This article aims at providing you comprehensive information about what Buydown mortgage in Des Moines is all about. Read on to know more.


Related posts:<ol><li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/is-a-buydown-mortgage-right-for-you' rel='bookmark' title='Permanent Link: Is a Buydown Mortgage Right for You?'>Is a Buydown Mortgage Right for You?</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/a-simple-explanation-of-a-fixed-rate-mortgage-and-an-adjustable-rate-mortgage' rel='bookmark' title='Permanent Link: A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage'>A Simple Explanation of a Fixed Rate Mortgage and an Adjustable Rate Mortgage</a></li>
<li><a href='http://homeconnectdsm.com/des-moines-iowa-real-estate-home-mortgage-financing/arms-%e2%80%93-adjustable-rate-mortgages-explained' rel='bookmark' title='Permanent Link: ARMs – Adjustable Rate Mortgages Explained'>ARMs – Adjustable Rate Mortgages Explained</a></li>
</ol>]]></description>
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